Getting on to the property ladder for the first time is both exciting and daunting. The old saying ‘buy with your head and not your heart’ is still very true, but not always the easiest thing to accomplish. Read below for tips that get to the heart of property purchase – whether investment or your first home.

Sometimes the simplest rules and strategies are the most effective – especially when trying to minimise interest payments on your mortgage. It’s easy to focus on the interest rate when signing on the dotted line, but while this is important, the essential ingredient in paying less for your home is how you approach your mortgage…

When the property market commentators and economic ponderers are busy predicting and interest rates are back on the debating rounds, it’s easy to get caught up with the hype and start making decisions outside of the most important three factors: (1) are you ready (2) can you afford it and (3) is getting on the…

If you don’t have enough funds to buy outright in your own name, and have yet to meet Mr (or Ms) Right, you may want to consider buying property with a friend. It’s not for the faint–hearted, but it’s increasingly proving to be a powerful way for women to enter the property market and get…

So you’ve decided it’s time to get out of the rental market and into a place of your own. Whether you have been saving for a while or are just starting out, there are three important things to consider. How much can you borrow? Buying a home is a truly emotional process. We are told…

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