Often the best way to tackle an admin task is to start it and complete in one go. It also ensures that when it comes time to  filing, you have all needed information to hand and won’t be delayed by missing documents / receipts Here’s a handy list of what you’ll need to collate:  Note:…

There are a number of online tax filing providers, including the ATO itself. Filing online can be a cost and time effective way to file your taxes, but if you’ve not filed online before, it can be worth applying some standard rules before jumping in. Tips for filing online: # Conduct your own search for…

Plastic money never feels like real money, that is until the bill comes. They’re great for flexibility but unless managed well, credit cards can become a real trap and one that takes time to dig ourselves out of. So, at the risk of taking the fun out of wielding the credit card on a good…

We’ve all seen the fantastic offers. 36 months interest free plus no payments for a period of time. But what is the real cost of credit, and what happens if you don’t pay off the debt before the interest free period runs out?. We tell ourselves that we’ll ‘definitely pay off the balance before the…

Reaching your money goals isn’t all about the dollars and cents. In fact, it’s more about how we emotionally deal with money and plan our attack. Here are our six-smart-steps for 2012: 1. Forward focus A fresh year is exactly that: a fresh year. Women in particular can be quite good at holding on to…

There’s nothing like competition for your dollar and a strong currency to stir up online shopping. More and more Australians are buying from overseas sites instead of paying higher prices at home. Of course, the retail industry is not overly happy about the increasing number of their customers cruising the international aisles and has stepped up it’s…

The great property v shares debate. As two investment classes competing for the Australian investment dollar, there are a few persisting myths getting in the way of people making the best investment choice for their goals. We’ve debunked five key myths below: The property market is more stable than the share marketProperty has long been the favoured…

Saving and spending are clearly interconnected – what happens with one ultimately affects the other. Some of the trickiest money myths favour one side or the other of the spending/saving equation resulting in an imbalance. It is entirely possible to achieve a harmonious relationship between saving and spending by debunking four key myths. Myth one: I’ll get there…

The thing about budgets is they can feel restrictive. Just the word – budget – brings up connotations of sacrifice, going without, number crunching and penny watching. So let’s start by reinventing the word we use for budgeting (broadly defined as money tracking) – you pick. Something that is aspirational and linked to your goals to help…

If you have a little or a lot of debt and want to take control of your finances, these practical tips will give you a good head start. Do away with the Ostrich – vaguely acknowledging that you are in debt is not going to cut it unfortunately. In order to get a firm handle…

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